Credit Management: Bankers Dilemma to Lend or Not to Lend

Prasad, Chowdari (2006) Credit Management: Bankers Dilemma to Lend or Not to Lend. ICFAI Professional Banker, 6 (1). pp. 47-51.

Text A71_chowdari_prasad.pdf Restricted to Registered users only Download (521kB)

Abstract

Indian banks have been able to reduce the level of NPAs. Still they are in a dilemma whether to lend to corporates and follow up the recovery or shift their focus elsewhere. To this effect, they are moving towards safer side by increasing lending to housing sector, consumer durables etc. Although benefits of retail lending are many, corporate lending cannot be ignored. Banks should develop appropriate strategies in terms of risk management, lending practices etc., which will help to reduce NPAs in corporate credit.

Item Type:	Article
Uncontrolled Keywords:	bank credit;credit management;bank lending;
Subjects:	Finance Finance > Banking Services
Divisions:	Finance and Strategy
Depositing User:	Ms. Sachitha R
Date Deposited:	15 Nov 2018 06:24
Last Modified:	15 Nov 2018 06:24
URI:	http://tapmi.informaticsglobal.com/id/eprint/247

Actions (login required)

View Item

Downloads