Private Sector Banks in India—A SWOT Analysis

Prasad, Chowdari and Rao, K S Srinivasa (2005) Private Sector Banks in India—A SWOT Analysis. The IUP Journal of Bank Management, 4 (1). pp. 31-63.

Text A49-ChowdariP_KSSRao_Private Sector Banks.pdf Restricted to Registered users only Download (2MB)

Abstract

The financial reforms launched during the early 1990s have dramatically changed the banking scenario in the country. New prudential norms, such as capital adequacy prescriptions, identification of bad debts, provision requirements, etc., were enforced; and interest rates were deregulated. As a sequel to these reforms, new private sector banks were allowed entry into the market. Many of these new private sector banks have brought with them state-of-art technology for business processing and service delivery, besides being efficient in catering to the customers demands. Yet, the failure of Global Trust Bank made Indian depositors to question the sustainability of private banks. Against this backdrop, this article attempts to undertake SWOT analysis and other appropriate statistical techniques, to rank 30 private sector banks from the financial data collected for the three years—2002, 2003 and 2004. The study has, using four parameters—efficiency, financial strength, profitability, and size and scale, ranked the banks independently for each year.

Item Type:	Article
Uncontrolled Keywords:	Private Sector Banks; India; SWOT Analysis; Finance
Subjects:	Finance
Divisions:	Finance and Strategy
Depositing User:	Mr. Muralidhara D
Date Deposited:	28 Nov 2018 10:23
Last Modified:	28 Nov 2018 10:23
URI:	http://tapmi.informaticsglobal.com/id/eprint/494

Actions (login required)

View Item

Downloads